The Six Steps to Success

The establishment of the engagement through:

1. The discussion of issues and concepts relative to your unique planning process;

   The clarification of responsibilities of the client and planner, including an agreement on compensation.

2. The gathering of information by:

   The definition of goals, needs and priorities through discussion and questionnaires;

   The gathering of all pertinent information including, but not limited to, current income, future income, assets and liabilities, and expense calculations.

3. The clarification of your situation through:

   The analysis of information to assess your current situation and identification of any problem areas or opportunities.

4. The presentation of your financial plan with:

   The utilization of a sophisticated computer analysis. A financial / retirement plan that is personalized to meet your individual needs will be presented with projections and recommendations.

5. The implementation of your financial / retirement plan by:

   Assisting you with the execution of the recommendations discussed. We are independent consultants and brokers for products and services.

   Recommending other professionals for services not covered by our firm.

6. The annual review of your financial / retirement plan:

   To ensure your plan is current and you are on track!